I have baked many banana desserts over the years, but this banana cake stands above the rest. It delivers the kind of moisture that almost sticks to the back of your fork. Each bite feels rich and soft without being heavy. The secret lies in using a full 1.5 cups of mashed bananas, which gives a stronger fruit flavor than most banana bread recipes.
The texture is dense and satisfying, yet the crumb stays soft and tight. It slices cleanly, holds its shape, and still melts in your mouth. This is not just sweet cake. It is bold banana flavor in every bite.
Table of Contents
Why You’ll Love This Recipe

- Quick and simple: The steps are clear and easy to follow. You do not need advanced baking skills to get great results.
- Basic pantry ingredients: Everything comes from common kitchen staples, plus ripe bananas. No hard to find items.
- Incredibly moist texture: The high banana ratio and balanced fat create a soft cake that stays tender for days.
- Strong banana flavor: Using 1.5 cups of mashed fruit gives a deeper taste than standard banana bread.
- Perfect for any occasion: Serve it at birthdays, family dinners, potlucks, or as a cozy weekend treat.
- Crowd favorite: The thick layer of cream cheese frosting makes each slice rich and satisfying.
This version stands out because it balances sweetness, moisture, and structure. The crumb is tight yet soft, so every slice looks clean and feels luxurious. It brings comfort with every bite and still feels special enough to impress guests.
Ingredients Needed
Use room temperature ingredients for the best texture. This helps the batter blend smoothly and bake evenly.
For the Banana Cake
- 1 and 1 half cups mashed ripe bananas, about 4 medium or 3 large bananas. The darker and spottier, the sweeter the flavor.
- 3 cups all purpose flour, spooned into the measuring cup and leveled for accuracy.
- 1 teaspoon baking powder.
- 1 teaspoon baking soda.
- 1 half teaspoon ground cinnamon for a light warmth.
- 1 half teaspoon salt to balance sweetness.
- 3 quarters cup unsalted butter, softened to room temperature so it creams smoothly.
- 1 cup white granulated sugar.
- 1 half cup packed brown sugar, light or dark for added moisture and depth.
- 3 large eggs at room temperature for better mixing.
- 2 teaspoons pure vanilla extract for rounded flavor.
- 1 and 1 half cups buttermilk at room temperature to create a soft, tender crumb.
For the Cream Cheese Frosting
- 8 ounces full fat block cream cheese, softened. Use brick style, not spreadable tub cream cheese.
- 1 half cup unsalted butter, softened until smooth.
- 3 cups powdered sugar, sifted if lumpy, plus an extra quarter cup if you prefer a thicker finish.
- 1 teaspoon pure vanilla extract.
- 1 eighth teaspoon salt to prevent the frosting from tasting overly sweet.
How to Make Banana Cake

Before you begin, place the butter, eggs, buttermilk, and cream cheese on the counter. They should not be cold. Preheat your oven to 350°F or 177°C. Grease a 9 by 13 inch baking pan and set it aside.
- Mash the bananas.
Place the ripe bananas in a large bowl. Mash them with a fork or use a mixer until mostly smooth. A few small lumps are fine. Measure to confirm you have 1 and 1 half cups. Set aside. - Combine the dry ingredients.
In a separate bowl, whisk together the flour, baking powder, baking soda, cinnamon, and salt. Whisking spreads the leavening evenly so the cake rises properly. - Cream the butter and sugars.
In a large mixing bowl, beat the softened butter on high speed for about 1 minute until smooth. Add the white sugar and brown sugar. Beat for about 2 minutes until light and creamy. This step traps air, which helps create a soft crumb. Scrape down the sides of the bowl so everything blends evenly. - Add eggs and flavor.
Add the eggs one at a time, mixing well after each addition. Stir in the vanilla extract. Mix until fully combined but stop once smooth. - Blend in the bananas.
Add the mashed bananas to the bowl. Mix on medium speed until incorporated. The mixture may look slightly curdled, which is normal. - Alternate dry ingredients and buttermilk.
Turn the mixer to low speed. Add one third of the dry ingredients, then half of the buttermilk. Repeat, ending with the final third of dry ingredients. Mix only until combined. Do not overmix. The batter will be thick, and a few small lumps are acceptable. Overmixing can make the cake dense. - Spread and bake.
Pour the batter into the prepared pan. Spread it evenly with a spatula. Bake for 45 to 50 minutes. Check at the 45 minute mark. Insert a toothpick into the center. If it comes out clean or with a few moist crumbs, the cake is done. If the top browns too quickly, loosely place foil over it while baking. - Cool completely.
Remove the cake from the oven and place the pan on a wire rack. Let it cool fully before frosting. For faster cooling, you may place it in the refrigerator after about 45 minutes. - Prepare the frosting.
In a clean bowl, beat the softened cream cheese and butter together until smooth and creamy. Add the powdered sugar, vanilla, and salt. Mix on low speed at first to avoid a sugar cloud. Increase to high speed and beat for about 2 minutes until fluffy. If you want a thicker texture, add the extra quarter cup of powdered sugar. - Frost and set.
Spread a thick layer of frosting over the cooled cake. Chill the cake in the refrigerator for 30 minutes before slicing. This helps the frosting firm up and makes cleaner cuts.

Store any leftover cake tightly covered in the refrigerator for up to 5 days.
The Ultimate Silky Cream Cheese Frosting
This frosting is rich, smooth, and slightly buttery. The balance between cream cheese and butter gives it a softer texture than classic carrot cake frosting. Here, we use a bit more butter and slightly less cream cheese. The result is a silkier finish that spreads easily and tastes balanced, not overly tangy.
The Secret Ratio
The magic lies in the proportion. More butter creates a creamier mouthfeel, while the cream cheese still provides that gentle tang. This combination prevents the frosting from feeling too heavy or too sharp. It melts softly on the tongue and pairs perfectly with the moist banana cake underneath.
Thickness Tip
If your frosting feels too soft, add an extra quarter cup of powdered sugar. Beat again until smooth. This small adjustment makes the frosting sturdier and easier to spread in a thick, even layer.
The Essential Layer
Do not hold back when frosting the cake. A generous layer is part of the full experience. The sweet and tangy topping balances the deep banana flavor and adds a creamy finish to every slice.

Expert Tips and Troubleshooting
Speed Ripening Bananas
If your bananas are still yellow, you can ripen them quickly in the oven. Place unpeeled bananas on a baking sheet and bake at 300°F or 150°C for about 15 to 20 minutes. The skins will turn black and soft. Let them cool before peeling and mashing. The flavor becomes sweeter and deeper, perfect for cake.
Using Frozen Bananas
Frozen bananas work very well for baking. Thaw them completely in a bowl. They will release extra liquid as they defrost. Do not discard this liquid. Stir it back into the fruit before measuring. This keeps the cake moist and full of flavor.
DIY Buttermilk Substitute
If you do not have buttermilk, make your own. Add 1 tablespoon of lemon juice or white vinegar to a measuring cup. Fill with whole milk until you reach 1 cup. Stir and let it sit for 5 minutes. The milk will slightly thicken and curdle. This mixture reacts with baking soda and helps create a soft crumb.
Preventing Over Browning
If the top of your cake darkens too quickly while baking, loosely cover it with foil. Do not press the foil down. Simply rest it over the pan to shield the surface. This allows the center to finish baking without burning the top.
Avoid Overmixing
Mix the batter just until the flour disappears. Overmixing develops gluten, which can make the cake dense instead of soft. A few small lumps in the batter are completely fine.
Check for Proper Doneness
Insert a toothpick into the center of the cake. If it comes out clean or with a few moist crumbs, it is ready. If you see wet batter, bake for a few more minutes and test again.
Serving and Storage
The Chill Step
After spreading the frosting over the cooled cake, place the pan in the refrigerator for at least 30 minutes before slicing. This step helps the frosting firm up. The slices will look cleaner, and the layers will hold their shape better. The chilled texture also gives each bite a rich and creamy finish.
Make Ahead Option
This banana cake tastes even better the next day. The banana flavor deepens as it rests. You can bake the cake one day in advance, cover it tightly, and store it in the refrigerator. Frost it the next day before serving, or frost it right away and chill overnight.
Freezing Instructions
You can freeze the cake frosted or unfrosted for up to 3 months.
If unfrosted, let the cake cool completely. Wrap it tightly in plastic wrap, then wrap again in foil.
If frosted, place the cake in the freezer for about 1 hour to firm up the frosting. Once slightly frozen, wrap it carefully in plastic wrap and then foil.
To serve, thaw the cake overnight in the refrigerator. Bring it to room temperature before slicing for the best texture.
Conclusion
This banana cake delivers everything you want in a homemade dessert. It is rich, deeply flavored, and incredibly moist. The full 1 and 1 half cups of mashed bananas give it a bold fruit taste, while the tight, soft crumb keeps every slice neat and satisfying. Add the silky cream cheese frosting on top, and you have a cake that feels both comforting and special.
Whether you bake it for a family dinner, a birthday, or a simple weekend treat, it never disappoints. It tastes even better the next day, which makes it perfect for planning ahead.
If you tried this recipe, leave a comment and a star rating below. I would love to hear how it turned out for you. Did you add nuts or chocolate chips? Share your twist and let others get inspired.
If you enjoyed it, save it on Pinterest or share it on Facebook so more banana lovers can bake it too.
YOU MIGHT ALSO LIKE…

Banana Cake Recipe
Ingredients
Banana Cake
- 1.5 cups mashed ripe bananas about 4 medium or 3 large bananas
- 3 cups all-purpose flour spooned and leveled
- 1 teaspoon baking powder
- 1 teaspoon baking soda
- 0.5 teaspoon ground cinnamon
- 0.5 teaspoon salt
- 0.75 cup unsalted butter softened
- 1 cup white granulated sugar
- 0.5 cup brown sugar packed
- 3 large eggs room temperature
- 2 teaspoons pure vanilla extract
- 1.5 cups buttermilk room temperature
Cream Cheese Frosting
- 8 oz full-fat block cream cheese softened
- 0.5 cup unsalted butter softened
- 3 cups powdered sugar sifted, plus extra 1/4 cup if needed
- 1 teaspoon pure vanilla extract
- 0.125 teaspoon salt
Instructions
- Preheat oven to 350°F (177°C). Grease a 9×13 inch baking pan and set aside.
- Mash the ripe bananas until mostly smooth. Measure exactly 1.5 cups and set aside.
- In a bowl, whisk together flour, baking powder, baking soda, cinnamon, and salt.
- In a large bowl, beat butter until smooth. Add white sugar and brown sugar. Beat until light and creamy.
- Add eggs one at a time, mixing well after each addition. Stir in vanilla extract.
- Mix in mashed bananas until combined.
- On low speed, alternate adding dry ingredients and buttermilk, beginning and ending with dry ingredients. Mix just until combined.
- Spread batter evenly into prepared pan. Bake 45 to 50 minutes, or until a toothpick inserted in the center comes out clean.
- Cool completely in the pan on a wire rack before frosting.
- For the frosting, beat cream cheese and butter until smooth. Add powdered sugar, vanilla, and salt. Beat until fluffy. Adjust thickness with extra powdered sugar if needed.
- Spread frosting over cooled cake. Chill for 30 minutes before slicing for clean cuts.
Notes
Nutrition Facts Per Serving
- Calories: 520 kcal
- Total Fat: 24g
- Saturated Fat: 14g
- Cholesterol: 105mg
- Sodium: 320mg
- Total Carbohydrates: 70g
- Sugars: 48g
- Fiber: 2g
- Protein: 6g
FAQ
What is the secret to a good banana cake?
The secret is very ripe bananas and the right balance of fat and liquid. Use bananas that are dark and heavily spotted for the strongest flavor and natural sweetness. Also, measure 1 and 1 half cups of mashed fruit for a bold banana taste. Mixing the batter just until combined keeps the crumb soft and tender.
How do I keep banana cake moist?
Use enough mashed bananas and include buttermilk for extra tenderness. Do not overbake the cake. Check it a few minutes before the suggested baking time ends. Store the cake tightly covered in the refrigerator to prevent it from drying out. The frosting also helps seal in moisture.
Why is my banana cake not fluffy?
This cake has a rich and slightly dense texture by design. However, if it feels too heavy, you may have overmixed the batter. Overmixing develops gluten, which makes the cake firm instead of light. Also check that your baking soda and baking powder are fresh so the cake rises properly.
What is the difference between a banana cake and a banana loaf?
Banana cake is softer and lighter than banana loaf. It often includes more liquid and is topped with frosting. Banana loaf is usually denser and baked in a loaf pan, similar to quick bread. The cake has a tighter crumb and a more tender bite.
How to know if banana cake is baked?
Insert a toothpick into the center of the cake. If it comes out clean or with a few moist crumbs, the cake is ready. If you see wet batter on the toothpick, bake for a few more minutes and test again. The edges should also pull slightly away from the pan.
Can I use plain flour for a banana cake?
Yes, plain flour works perfectly. This recipe already includes baking powder and baking soda, so you do not need self rising flour. If you only have self rising flour, you would need to adjust the leavening agents, but plain flour is the safest choice for consistent results.